Fed Hikes, Mortgage Rates Top 7%: What Colorado Buyers Do
The Fed raised rates for the first time since 2023 and Freddie Mac's 30-year average hit 7.03%. Here is what that means for Colorado buyers and owners.
Blog topic
Mortgage Rates
5 articles from Cedar Home Loans on mortgage rates.
Articles
Mortgage Rates Are Higher Than They Were a Year Ago. What That Means If You've Been Waiting.
Freddie Mac's 30-year average sits at 6.66% this week — ten basis points HIGHER than the same week in 2025. A full year of "rates will come down soon" headlines produced a market that moved sideways. Here is what the year-over-year numbers actually say about waiting.
Mortgage Rates Just Broke a Six-Week Climb — and the Fed Might Hike Anyway. What Colorado Buyers Should Do Now.
Freddie Mac's 30-year average slipped to 6.67% this week — the first decline in six weeks. At the same time, futures markets are pricing better-than-even odds the Fed raises rates in September. Here's how to read the disconnect and what it means for your Colorado purchase or refinance.
The Fed Held Rates Again in April 2026. Here's What That Means for Mortgage Borrowers.
The Federal Reserve kept the federal funds rate unchanged at its April meeting. Here's why mortgage rates haven't followed, what the bond market is pricing in, and how Colorado buyers should respond.
Strategic Rate Lock Decisions for Mountain Property Buyers 2025
Master the art of rate lock timing for your mountain property purchase. Learn about rate lock periods, float-down options, and strategies for securing the best rate.
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