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As a local lender, we know how to help clients close off-grid properties, unwarrantable condominiums, second homes, and vacation properties.
Over the past 20 years, we’ve helped clients find the lowest rates for Colorado properties, with zero hidden fees.
Cedar Home Loans’ local knowledge and home loan expertise allows clients to receive a custom lending solution that enables them to close on properties right on time.
Our good reputation is earned through exceptional, point-to-point customer service.
Cedar Home Loans
We are Cedar Home Loans
Thanks to our local knowledge and home loan expertise, we’ve helped countless clients achieve their Colorado living and investment goals.
Discover how we can help you find the best options for your home needs with a free quote, or by learning more about our services.
Get Pre-Qualified on
All Types of Home Loans in Colorado
Obtain your dream home with Colorado home loans that fit your budget and housing goals.
Discover the lowest home loan and refinancing rates with a quick inquiry.
Our local expertise allows our clients to refinance their homes and lower their monthly mortgage.
Our Process for
Colorado Secure Home Loans
We start every application for Colorado home loans by helping clients draft a monthly payment plan and discover the loan amount they can qualify for.
Once our client gains pre-qualification, we help them apply for a final mortgage, and appraise them of documents they need to prepare.
Underwriters will give the final approval for a client’s loan application. Upon appraisal and approval, clients will lock in their interest rate with their lender.
Finally, clients can close on their dream property. Clients are assured that Cedar Home Loans charges the lowest closing costs in Colorado.
What Our Clients Say
Frequently Asked Questions
We streamline our process into five steps:
- Mortgage Application
- Loan Processing
From your initial pre-approval to closing the deal, our team will be with you at every step to ensure a smooth and efficient experience.
Underwriting involves evaluating the risk of lending money to a buyer. The underwriter will assess your financial health, the property’s value, and other relevant factors to determine if you qualify for the loan and under what terms.
Closing is the final step in the home loan process. Here, all parties involved come together to finalize the deal. You’ll sign the necessary documents, settle all costs, and, once completed, receive the keys to your new property.
While the timeframe can vary based on individual circumstances, our streamlined five-step process ensures efficiency. Generally, it takes anywhere from 30 to 45 days from pre-approval to closing, but we always strive for the quickest and smoothest experience for our clients.
Our solid track record speaks for itself. Check our reviews, and you’ll find countless satisfied customers who benefited from our comprehensive refinancing services and great rates.
Yes, we do! With over 20 years of experience in the Colorado market, we have the local knowledge and expertise to assist with loans for all kinds of unique properties.
Find the best Colorado home loans and refinancing rates with a trusted local agency.