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Rate updates, loan program explainers and buying guides for Vail, Summit County, Boulder, Denver and Colorado's resort towns.

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Blog

Colorado mortgage and mountain property articles

Rate updates, loan program explainers and buying guides for Vail, Summit County, Boulder, Denver and Colorado's resort towns.

Latest articles

Topic

125 articles, newest first

Mortgage RatesSeptember 25, 2026

Fed Hikes, Mortgage Rates Top 7%: What Colorado Buyers Do

The Fed raised rates for the first time since 2023 and Freddie Mac's 30-year average hit 7.03%. Here is what that means for Colorado buyers and owners.

Luxury FinancingSeptember 23, 2026

Jumbo & Second-Home Loans in Colorado Resort Towns

Jumbo rates are running close to conforming rates, and most Summit County sales top $1M. How to finance a Vail, Aspen or Telluride second home this fall.

Market TrendsSeptember 16, 2026

Colorado Mountain Real Estate, August 2026: Buyers Gain

August data for Summit County, Telluride, Steamboat and Grand County show higher prices, slower sales and more buyer leverage. What it means for financing.

Market AnalysisSeptember 10, 2026

Denver Housing Market, August 2026: Buyers Get Time

Denver-metro closings fell 17% in August while the median price held near $594,000 and listings topped 13,000. Here is what that means for buyers.

InvestmentSeptember 4, 2026

Pitkin County STR Rules May Loosen: What Buyers Should Know

Pitkin County may drop the 2017–2022 rental-history rule for short-term rental licenses. What the proposal means for Aspen-area buyers and their financing.

Mortgage RatesAugust 27, 2026

Mortgage Rates Are Higher Than They Were a Year Ago. What That Means If You've Been Waiting.

Freddie Mac's 30-year average sits at 6.66% this week — ten basis points HIGHER than the same week in 2025. A full year of "rates will come down soon" headlines produced a market that moved sideways. Here is what the year-over-year numbers actually say about waiting.

RefinancingAugust 27, 2026

The 15-Year Fixed Is Under 6%. Here's the Colorado Math on Whether It's Worth the Bigger Payment.

At 5.98%, the 15-year fixed sits 68 basis points below the 30-year — the clearest discount available in today's market. It also raises the payment on a $500,000 loan by roughly $1,000 a month. Here's who that trade actually works for in Colorado, and who should skip it.

Mortgage RatesAugust 17, 2026

Mortgage Rates Just Broke a Six-Week Climb — and the Fed Might Hike Anyway. What Colorado Buyers Should Do Now.

Freddie Mac's 30-year average slipped to 6.67% this week — the first decline in six weeks. At the same time, futures markets are pricing better-than-even odds the Fed raises rates in September. Here's how to read the disconnect and what it means for your Colorado purchase or refinance.

Market TrendsAugust 13, 2026

After a Snowless Winter, Summer Is Selling the Colorado Mountains. Here's How Second-Home Buyers Are Financing It.

A weak snow year flipped the script in Colorado's resort markets: agents are reporting summer — not winter — as the season pulling in second-home buyers. With new listings down sharply in Summit, Pitkin, Routt, and San Miguel counties, here's what buyers need to know about the market and the financing.